When Your Landlord Has Had Enough: What To Know About Bankruptcy And Evictions

Dealing with bill collectors and ponying up for those high minimum payments on credit cards are bad enough, but when you're afraid that you are about to lose the roof over your head, it gets serious. If some bad financial decisions have you considering the bankruptcy option, you should know that you may be able to put your landlord off for a bit longer, at least temporarily. Read on to learn more details about using bankruptcy to give you more time in your rental home. [Read More]

Feeling Like A Failure: Dealing With The Emotional Aspects Of Bankruptcy

The decision to file for chapter 7 bankruptcy is, for most people, one of the most difficult of their lives. In spite of what many think, admitting that your financial situation has gotten so out of control that you have to rely on a legal procedure to discharge debt can be devastating. Bankruptcy is not meant as a quick and easy method of turning your back on your debt, it's usually more a move of desperation. [Read More]

Bankruptcy: Is Now The Time?

If your financial situation has worsened steadily and you are now certain that you will never be able to get caught up on your bills, bankruptcy could present a possible solution. A chapter 7 bankruptcy could allow you to put your poor financial decisions behind you and make a fresh start, but this move is not right for everyone. To help you decide, read on to learn more about what a bankruptcy could do for you. [Read More]

Drowning In Debt? You Have Options

Many Americans are struggling with debt; the average amount of consumer debt per adult in this country is around $47,000. About nine percent of consumer debt is delinquent, either with late payments or no payments at all. Sometimes it's not enough to just buckle down and pay extra on debt; many Americans don't have the luxury of having extra room in the budget to do so, especially those who are already behind on payments. [Read More]